Im 17 and i have a Bank of America account with a debit card which counts as a "visa" too
![Smile](images/smilies/smile.gif)
I got it when i was 15. All they needed was 2 valid IDs (California ID and School ID) I'v been using that since
![Smile](images/smilies/smile.gif)
I can't wait to turn 18 and get credit cards tho :P