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Thread title: need some assistance... |
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09-09-2005, 03:06 PM
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#1
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Status: Senior Member
Join date: Apr 2005
Location: Middle America
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Posts: 955
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need some assistance...
i'm currently taking a personal finance course and was asked to conduct a brief survey regarding credit. seeing as i spend much time online i thought it'd be the most convenient and anonymous way to do so.
so, without delay and hopefully with your assistance, to the survey (of sorts):
1. Age group:
a) 18-25
b) 26-45
c) 46-65
d) 66+
2. Do you have a credit card?
a) Yes
b) No
3. If yes, how many?
a) 1
b) 2
c) 3 or more
4. What is the estimated balance of your credit cards combined?
a) under $1000
b) $1000-$5000
c) over $5000
5. What kind of purchases do you make with them?
a) online orders
b) travel expenses, i.e. airfare, rental cars
c) gas
d) groceries
e) everything and anything
6. Do you think credit cards are good or bad for consumers?
a) good
b) bad
Comments...
thanks for your assistance!
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09-09-2005, 06:10 PM
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#2
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Status: Narassist
Join date: May 2005
Location: USA
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Posts: 4,469
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When referring to balance, are you referring to your limit or your debt?
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09-09-2005, 07:05 PM
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#3
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Status: Senior Member
Join date: Apr 2005
Location: Middle America
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Posts: 955
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balance as in debt, not available balance.
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09-10-2005, 12:35 AM
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#4
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Status: Narassist
Join date: May 2005
Location: USA
Expertise:
Software:
Posts: 4,469
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1. Age group:
a) 18-25
b) 26-45
c) 46-65
d) 66+
2. Do you have a credit card?
a) Yes
b) No
3. If yes, how many?
a) 1
b) 2
c) 3 or more
4. What is the estimated balance of your credit cards combined?
a) under $1000
b) $1000-$5000
c) over $5000
5. What kind of purchases do you make with them?
a) online orders
b) travel expenses, i.e. airfare, rental cars
c) gas
d) groceries
e) everything and anything
6. Do you think credit cards are good or bad for consumers?
a) good
b) bad
I pay off my debt every month and then repay the debt each month promply. It builds great credit.
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09-10-2005, 10:09 AM
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#5
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Status: Simply to simplify
Join date: Apr 2005
Location: Foxton, Manawatu, New Zealand
Expertise:
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Posts: 5,572
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1. Age group:
b) 26-45
2. Do you have a credit card?
a) Yes
3. If yes, how many?
a) 1
4. What is the estimated balance of your credit cards combined?
c) over $5000
5. What kind of purchases do you make with them?
e) everything and anything
6. Do you think credit cards are good or bad for consumers?
a) good and
b) bad
Comments... I think credit cards are good and bad dependant on how they are managed. We have a credit card based mortgage repayment system in which ALL of my wages goes into the credit card account thereby reducing interest on our home loan.
thanks for your assistance! your welcome
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09-10-2005, 10:15 AM
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#6
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Status: The BidMaster
Join date: Nov 2004
Location: England
Expertise:
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Posts: 10,821
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1. Age group:
a) 18-25
b) 26-45
c) 46-65
d) 66+
2. Do you have a credit card?
a) Yes
b) No
3. If yes, how many?
a) 1
b) 2
c) 3 or more
4. What is the estimated balance of your credit cards combined?
a) under $1000
b) $1000-$5000
c) over $5000
5. What kind of purchases do you make with them?
a) online orders
b) travel expenses, i.e. airfare, rental cars
c) gas
d) groceries
e) everything and anything
6. Do you think credit cards are good or bad for consumers?
a) good
b) bad
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09-18-2005, 03:12 AM
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#7
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Status: I'm new around here
Join date: Sep 2005
Location: Tennessee
Expertise:
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Posts: 6
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1. Age group:
a) 18-25
b) 26-45
c) 46-65
d) 66+
2. Do you have a credit card?
a) Yes
b) No
3. If yes, how many?
a) 1
b) 2
c) 3 or more
4. What is the estimated balance of your credit cards combined?
a) under $1000
b) $1000-$5000
c) over $5000
5. What kind of purchases do you make with them?
a) online orders
b) travel expenses, i.e. airfare, rental cars
c) gas
d) groceries
e) everything and anything
6. Do you think credit cards are good or bad for consumers?
a) good
b) bad
Comments: Credit cards are good as long as you know how to limit your spending and how to use them correctly. I only use mine when I have the money to pay it off at the end of the month. If I must carry a balance, I pay twice or more than what the minimum payment for that month is.
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