Originally Posted by vip-ip
They would go ahead and create a PayPal account, and pay via their credit card
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No they don't need to be a PayPal member to pay credit card.
There's no setup for credit card payments via PayPal. To accept credit card via PayPal, all you need to upgrade your account to "Premier" or "Business" instead "Personal". Personal cannot receive credit card funds. I suggust you read 'HELP' area - its very easy to read!